Who is liable if I was injured as a passenger in an Uber or Lyft?

Liability typically falls on whichever driver caused the crash — the rideshare driver, or another driver on the road. Because the rideshare company's commercial insurance policy usually applies while a trip is active, passengers often have access to significantly higher coverage than a typical car accident claim.

What if the rideshare driver was at fault?

If the rideshare driver caused the accident while the app was on and a passenger was in the vehicle or being picked up, the rideshare company's commercial liability policy — often up to $1 million — typically applies rather than just the driver's personal insurance.

Can I file a claim if I was hit by an Uber or Lyft driver as a pedestrian or in another vehicle?

Yes. Depending on whether the rideshare driver had the app on, was en route to a pickup, or was actively transporting a passenger at the time, different insurance policies may apply — and an attorney can help determine which one covers your claim.

Do rideshare companies try to avoid paying claims?

Rideshare companies and their insurers often dispute which policy applies or attempt to shift responsibility onto the driver's personal insurance to minimize their own payout. Having an attorney who understands these coverage layers is critical to getting a fair result.

What does it cost to hire Pasquali Law Firm for a rideshare accident case?

We work on a contingency fee basis, meaning there are no upfront costs and no payment unless we win your case.

Oklahoma City Rideshare Accident Lawyer

Rideshare apps like Uber and Lyft have changed how Oklahoma City gets around — but when a crash happens, figuring out who's responsible and which insurance policy applies can get complicated fast. If you were injured as a rideshare passenger, another driver, a pedestrian, or while working as a rideshare driver yourself, an experienced Oklahoma City rideshare accident lawyer at Pasquali Law Firm can help you sort through the layers of insurance coverage and fight for the compensation you deserve. Call (405) 605-8380 for a free consultation.

Why Rideshare Accident Claims Are More Complicated

Unlike a typical car accident involving two personal insurance policies, rideshare crashes involve multiple layers of coverage that depend on exactly what the driver was doing at the moment of the crash:

App off — the driver's personal auto insurance applies, just like any other driver
App on, waiting for a ride request — limited contingent liability coverage through the rideshare company applies
En route to pick up a passenger or during a trip — the rideshare company's full commercial liability policy typically applies, often up to $1 million

Insurance companies — both the rideshare company's insurer and the driver's personal insurer — often dispute which policy should apply, sometimes pointing fingers at each other while your claim sits unresolved.

Who Can Be Held Liable in a Rideshare Accident

Depending on the circumstances, liability may fall on:

The rideshare driver, if their negligence caused the crash
Another driver who caused the accident
The rideshare company's insurance policy, when the app was active
A vehicle manufacturer, in cases involving a defective part or system

Identifying every liable party and the correct insurance policy is often the most critical — and most contested — part of a rideshare accident claim.

Common Types of Rideshare Accident Injuries

Whiplash and neck injuries
Traumatic brain injuries
Broken bones and fractures
Back and spinal injuries
Cuts, bruises, and soft tissue damage

What to Do After a Rideshare Accident

Seek medical attention right away, even if injuries seem minor.
Take screenshots of the ride details from the app before they disappear.
Photograph the accident scene, vehicles, and any visible injuries.
Get contact and insurance information from all drivers involved.
Report the accident within the rideshare app.
Contact Pasquali Law Firm before speaking with any insurance adjuster.

Compensation Available After a Rideshare Accident

Depending on your injuries, you may be entitled to recover:

Medical bills and future care costs
Lost wages and reduced earning capacity
Pain and suffering
Property damage
Wrongful death damages, in fatal accidents

Why Choose Pasquali Law Firm

Rideshare accident claims require untangling layers of corporate insurance policies that are designed to be confusing. Our Oklahoma City rideshare accident lawyers know how to identify the right coverage, hold the right parties accountable, and fight for full compensation — without charging you anything upfront. Call us today at (405) 605-8380 for a free consultation.